Our 3-Step Process

 Bob needed coverage for himself and his daughter.

We looked at short-term plans, but those wouldn’t cover his daughter’s medication since it’s for a preexisting condition.  The Marketplace had some affordable options based on their income, but Bob didn’t like the limited networks the plans offered.  Fortunately, he worked as an independent contractor, so we were able to show him some plans for sole proprietors.  The rates were higher than the other options, but the benefits and network were much better.

Parker offers benefits to his employees, but their premiums were about to increase by 28%.

The current insurance company offered to lower the increase to 23% if we didn’t quote them with other companies.  Not content to let his employees take that large of a hit, we quoted the plan with nearly a dozen other companies and came back with rates that were much better than the offered increases.  We gave the current company one last chance, but 19% was the lowest they would reduce the increase too.  Ultimately he showed the current insurance company the door, and we moved him to a new plan that was only a 6% increase overall, and with better benefits than the previous plan.

Danielle was getting ready to retire and needed to pick a Medicare plan.

First, she needed to sign up for Medicare Part B, since he only had Part A.  We helped her to get and complete those forms and turn them in to Social Security for processing.  Then we educated her on the basics of Medicare and the various plan types – Medicare Supplement, Part D Prescription Drug, and Medicare Advantage.  Next, we reviewed the prescriptions she takes and what doctors she sees and were able to use that information to narrow the options down for her to a handful of plans.  She then chose the one she felt best fit her needs, and we helped her to enroll in it.

Our Team

Get our free

Medicare Basics guide

Provide your name and email and we’ll give our our PDF.